Let me make it clear about How exactly does a Provident loan work?

Let me make it clear about How exactly does a Provident loan work?

Have you been considering taking out fully an advance loan from 1 for the UK’s home credit providers that are largest? Discover more about the applying process, and what you ought to submit an application for a Provident loan. Take note, all Provident loans are susceptible to approval.

Just how much you will need to borrow

1) Select your loan choice

Use our calculator to pick exactly how much you’ll want to borrow, plus the true wide range of days you’d like to borrow it over.

Pick from 13, 26 or 52 days in order to make repayments.

2) begin your loan application online

To try to get a Provident loan you need to:

  • Be a UK resident, aged between 18 and 74
  • Have contact phone number along with your target details for days gone by 36 months
  • Consent to a house see from 1 of your group as well as an affordability evaluation

You are going to get an initial decision in mins that may tell you in the event that loan is agreed in theory. Browse our faq’s to find out more.

3) Finish the application with a property go to

If you’ve been accepted in theory, a part of your team will see you at home and certainly will carry an affordability assessment out so that the loan is manageable and sustainable for you personally.

Provident employees carry formal ID and that means you’ll always understand who you’re speaking with.

All our house visits are sound recorded for training and quality purposes, to make sure you obtain the service that is best each and every time we see. Find out more FAQs about our vocals recording right here.

Please be aware that the quantity which you have sent applications for might not be the total amount you are provided after the affordability evaluation.

Exactly what do I need when it comes to true home see?

Evidence of ID

You will be expected showing evidence of your ID:


  • Current picture card driving licence
  • Present passport
  • National issued documents such as for instance council taxation or division for work and retirement benefits communications.

To view the list that is full of, view here.

Evidence of earnings

You will additionally be required to show evidence of your revenue:


  • Payslip(s) from your company
  • Statement of profits
  • Youngster advantage

At Provident we give consideration to all sorts of circumstances, whether you are used, unemployed, self-employed or receiving benefits. To get out what exactly is accepted paperwork for every single follow this link.

When your loan is authorized, an associate of your group will provide the cash to your residence and each week gather your repayments out of your home at any given time and time that best suits you.

Provident runs a zero tolerance policy to threats and physical violence towards Provident Representatives.


You can borrow between ВЈ100 and ВЈ1,000, susceptible to affordability. Once you simply take an advance loan with us, you know upfront just payday loans West Sussex how much you’re going to have to pay every week as well as in total. This means it is possible to borrow funds once you understand there may never ever be any unanticipated extra costs.

Accepted in theory is just a stone that is stepping complete approval of one’s loan. To use for a Provident loan, you need to perform a form online or throughout the phone. At this time regarding the application we execute a credit check. This check allows us to to determine whether we’re able to provide for you and assists to ensure your identification. This credit check is proportionate into the loans we provide and that means you won’t need to have a credit file that is perfect.

No. You don’t need a banking account for a true house accumulated loan once the loan is sent to you by a part associated with Provident group in cash. They are going to come round every to collect repayments which can be paid in cash week.

Yes, we think about all situations. We get acquainted with your own personal circumstances and carry an affordability assessment out. Which means that even when you are self-employed, unemployed or on benefits if you can offer evidence of earnings and outgoings, therefore the person in all of us going right through this with you is pleased that the mortgage is affordable and sustainable for your needs, you might nevertheless be accepted for a Provident loan. To learn more about what exactly is accepted evidence of earnings click on this link.